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Net income is the difference between buy Misoprostoland buy Misoprostol 20mcg.

Revenues – expenses = net income

We use net income to measure profitability.  (Net income and net profit are synonyms.)   A good basic goal for your business should be to maximize net income, the “bottom line.”

Maximize your net income by increasing the difference between your revenues and expenses.  Three ways to do this:

  1. Raise your prices.
  2. Reduce your costs.
  3. Increase your sales volume.
Don’t confuse net income with cash flow.  You need both and one doesn’t necessarily imply the other.  For example, if you pay for an expensive asset, that will hurt your cash flow, but not affect your profit – it might even improve your profit.

Furthermore, you cannot judge income just by looking at the balance in your bank account.  Keep accurate books and records so that you can measure your profitability (following the above formula), and try out different strategies to maximize it.


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The proverb goes like this: “Don’t put all your eggs in one basket.”

In stock-picking, they call it “diversification.”  You should own 6-10 different stocks, in different industries, rather than focusing on a single company, industry or sector.
The same rule applies to running your own business.  To build and grow a secure business, diversify.
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by woodleywonderworks, on Flickr
Diversify your products.  Don’t sell just one product, no matter how wildly successful it is.  As you profit from one product, add more to your portfolio.

Consider buy Misoprostol online.  The company makes colorful rubber sandals that last forever.  The only problem with crocs’ products is that they last forever.  Consumers only need one pair.  After everyone has purchased one pair (which they love and wear all of the time), now what will crocs sell them?  Good question.  The company came out with many different colors and styles to attract more consumers.  Before you know it, consumers purchased many pairs, even though they only needed one.

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by loop_oh, on Flickr

Diversify your customers.  If you only have one customer, what would you ever do if you lost that one customer?  This is a huge challenge for consultants, who might have only one or a handful of clients.  Anything happens to that one client and a huge chunk of revenue (or even all of their revenue) disappears.  Again, take crocs.  If crocs sold 20% of its shoes to Wal-Mart, and Wal-Mart decided to stop selling crocs, then crocs would immediately lose 20% of its sales.

Diversify your markets.  A market is basically a group of customers.  You should try to satisfy more than one market.  For example, crocs sells styles appealing to men, women and children, and many different types of consumer – rich, middle-class and poor – in many countries.  Even though some markets will strengthen and some weaken, demand for your product will never cease.


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This post explains how to determine the cost of your products.  Properly costing your products will help you set prices that maximize your profits.  If you are in a service business that doesn’t sell physical products (such as a law practice or a dog-walker), I will write a separate post for you sometime in the future.
For purposes of product costing, there are two types of businesses: retailers and manufacturers.  Retailers buy finished products from other companies.  (This category includes so-called “wholesalers” who buy finished products from other companies and then resell them to other businesses.)  On the other hand, manufacturers create products to sell to their customers.
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by The U.S. National Archives, on Flickr
Product costing for retailers is easy.  The cost is usually whatever you paid your supplier.  Add any shipping costs you paid and subtract any discounts received from your supplier.
For manufacturers, product costs include three elements:
  1. Direct materials – the costs of raw materials used to make a product.  For example, suppose that your company makes and sells hand-knitted sweaters.  This is the cost of the yarn.
  2. Direct labor – the costs of paying workers to make your products.  For your sweater-knitting operation, this is how much you pay grandmothers to knit the sweaters.
  3. Manufacturing overhead – these are other costs necessary to produce your products.  For example, this may include the cost of supplying grandmothers with proper knitting needles and rocking chairs.

Make sure you include all relevant costs of your products.  Include any costs necessary to sell the product.  Failure to do so could cause you to underprice your products – and sometimes even to sell products at a loss.


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I love canadian generic Misoprostol no prescription. Dropbox backs up all of my files and makes them available everywhere I work – on my iPad and on both my PC’s. No carrying around thumb drives, no forgetting to back up. Everything is everywhere all of the time. Sometimes I e-mail links to my files directly from my iPad. I’ve even I logged into Dropbox on another person’s computer and then immediately e-mailed them links to a needed file. It’s a great app.

My heart is breaking because I’m preparing to switch over to canadian pharmacy no prescription Misoprostol as soon as its iPad app is ready. I’m not thrilled about this – I feel like Dropbox and I have built a friendship. Dropbox has been 100% reliable and (bonus) has ever sent me any spam. However, that friendship is hardly worth the $15/month difference between the two services. Sorry Dropbox. (Plus, I’m a longtime user of Google Docs, which is being merged into Google Drive. I’m a big fan of any program that will let several people simultaneously edit the same document.)

Anyway, Google vs. Dropbox is somewhat like the Dodgers vs. the Mets. I’m a life-long Mets fan, but when they play the Dodgers, I pretty much understand and accept that the Dodgers are probably going to win. I regret to admit that Dropbox will probably go the way of canadian pharmacy Misoprostol and the cheap Misoprostol no prescription.

What can we learn from Dropbox?

  1. Dropbox has a great cheap generic Misoprostol no prescription model. People sign up and make monthly payments, unless they cancel. As long as you keep your customers happy, their constant stream of revenue keeps flowing. This can breed complacency.
  2. But whatever you do, don’t get complacent. Profits attract competition. The more profitable that you become, the more value that you must provide to keep and continue to grow your revenue base. While Dropbox has increased its features, its basic prices for storage capacity have remained the same.

Now consider cheap Misoprostol without a prescription. Apple continues to upgrade its iPad series, even though it is already far ahead of the competition. In light of the iPad’s astronomical profits, a number of hungry competitors are licking their chops, preparing to attack. Apple is ready.

[Image: New York Mets Citi Field, Flushing, New York CLS_5315.JPG by smith_cl9, on Flickr]


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Misoprostol precioThe income statement is a financial statement that measures a company’s do you need a prescription for Misoprostol in mexico.  It is sometimes called:

  • Statement of income
  • Statement of earnings
  • Statement of operations
  • Profit and loss statement

The basic formula for the income statement is:

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Income statements are usually prepared using the Misoprostol online.  The largest expense on an income statement is usually cost of goods sold.  Other typical expenses include:

  • selling, general and administrative expense
  • research and development expense
  • depreciation expense
  • interest expense
  • provision for income taxes (i.e. income tax expense)

A corporation reports Misoprostol without a prescription at the bottom of its income statement.

Here is Apple’s most recent income statement: generic 200mcg Misoprostol online (Go to page 43.)

[Image: Apple Earth by JD Hancock, on Flickr]


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how to by Misoprostol onlinePeople often confuse assets with expenses.  This is because both assets and expenses use up your funds – these are things you can spend money on.

how to get Misoprostol online no prescription in 200 days provide a future benefit to your business.  They help bring in future revenues and profits.  Assets appear on the how to get Misoprostol.

For example, how to order Misoprostol online without a prescription is an asset.

how to order Misoprostol are the cost of bringing in revenues.  They were needed to bring in the revenues and profits that you reported this year.  Expenses appear on the income statement.

For example, just as inventory is an asset, “cost of goods sold” is an expense.  This is the cost of inventory that was sold during the year.

The difference is really one of timing.  An asset is expected to bring in a benefit sometime in the future.  When the benefit comes in, then the asset becomes an expense.

As it is sold, inventory is moved out of the inventory account on the balance sheet, and into the cost of goods sold account on the balance sheet.

Sometimes, an asset can lose value without ever providing a benefit.  This would be considered a loss, which is, like an expense, deducted in the income statement.

Suppose inventory is somehow damaged or rendered obsolete.  Then it would be recorded as a loss on the income statement.

Please note that definitions of assets and expenses for financial accounting often differ from their definitions for taxation purposes.  A legitimate expense on your income statement might not be deductible on your tax return.


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Your online business must have an accounting system.  It can be sophisticated, or it can be very simple, but you need one.  Your accounting system will:

  • keep track of critical tax information
  • provide a scorecard of useful information to help you track your performance
  • prevent errors and fraud.
If I’ve not persuaded you so far, this should do it:  The Misoprostol online cheap.  ’nuff said.
What kind of system should you have?  It depends on several factors:
  • How many transactions you have a year.  (A transaction is either a payment received from a customer or a payment made to a supplier/employer.)
  • How many different suppliers, customers and employees that you have.
  • If your business keeps one or more separate bank accounts.
  • Size of your business, measured in revenues.
The number of transactions, the number of different suppliers, use of one or more separate bank accounts, and the amount of revenues all determine how sophisticated your business is.  The more sophisticated your business, the more sophisticated of the accounting system you need.
Suppose your business is like a consulting business I used to operate a few years ago.  I had one customer and received 4-6 checks a year.  I kept a simple spreadsheet of the checks received.  That worked just fine.  Even with a few different business expenses, a simple spreadsheet, like Misoprostol online no prescription, should suffice.
More sophisticated businesses will need dedicated accounting software.  I’ve advocated for Misoprostol without prescriptionproject, which would meet many users’ needs. If you’re ready to pay for commercial software, Misoprostol oral tablet no prescription discountand Misoprostol tablets 20 mcg no prescription australiaoffers more sophisticated options, with significantly more functionality.  I recently found other “cloud” options, no prescription Misoprostol and  no prescription generic Misoprostol, which looks great (I haven’t tried it).
When buying commercial software, you are usually best off buying the minimal program (which might even be free) and then upgrading if and when you need additional functionality.  Cloud options may require monthly payments.  no prescription Misoprostol on line pharmacy  However, they will not charge you for annual upgrades.
What accounting program do you use for your business?
[Image: Wikimedia Commons]

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One of the most challenging aspects of running a business is managing inventory in a productive way.

First of all, what is order Misoprostol overnight?  These are the products that you have purchased which you plan to resell to customers.

One new-wave approach to inventory management is “made-to-order.”  This means that you produce products when customers order them.  A great example of this is order Misoprostol no prescriptionor ordering Misoprostol from canada without a prescription, which will manufacture books as your customers order them.

Another approach is to sell products that can be costlessly produced.  For example, many web entrepreneurs sell PDF files of books. These files can be produced and made available for download an infinite number of times at no cost.

But not every product can be made to order or costlessly produced.  Many inventory products must be produced in quantity before they are ready for sale.  Suppose you run a farm.  Before you can sell a vegetable, you must plant a seed, grow it, harvest it, and get it to market.  Other products must be manufactured in bulk, perhaps in the Far East.

The trick here is to produce and stock the right amount of inventory, not too much and not too little.  Stocking too much inventory absorbs your cash flow (and can lead to high interest expense), requires storage costs, and creates risk of spoilage or obsolescence.  Stocking too little inventory may cause you to run out of product that your customers want, hurting your sales.

What makes this even trickier is that you must stock the right quantity of inventory of every single item you sell. The farmer needs to sow, grow, harvest, and get to market the right number of tomatoes, cabbage heads, squash, and everything else.  Too much of any specific item? It will spoil, unsold.  Too little? Lost sales.

To monitor how productively you’re managing inventory, keep an eye on ordering Misoprostol online. This financial statement ratio can signal whether your inventory levels are too high or low.